{"as_of":"2026-10-01","bundle_hash":"812b3bc67ad757c870856cef748c1be4d23acd6983812e78c12aecc10afea922","decision_id":"decision-768ad8018fe352dc4160b78ca26766e43250f9c2d3152d50049bf6a3222e872c","evaluated_at":"2026-10-02T01:37:53.224812+00:00","horizons":[{"fundamental_review":{},"horizon":"INTRADAY","opportunities":[],"reasons":["No current intraday signal and observed quote supplied; daily bars cannot establish a live setup."],"status":"UNAVAILABLE","summary":"No current intraday signal and observed quote supplied; daily bars cannot establish a live setup."},{"fundamental_review":{},"horizon":"WEEKLY","opportunities":[],"reasons":["No candidate with a primary five-session horizon in the coherent source run."],"status":"NO_EDGE","summary":"No candidate with a primary five-session horizon in the coherent source run."},{"fundamental_review":{"metrics":{"cash":19902300000.0,"cash_conversion":19.140431517737618,"debt_to_equity":0.17459607403910185,"dividend_yield":0.0,"earnings_growth":0.05605195436321675,"forward_pe":54.3478,"free_cash_flow":363155400000.0,"free_cash_flow_margin":0.362820299171685,"latest_annual_period":"2026-03-31","net_income":19123200000.0,"net_margin":0.019105554110223796,"operating_cash_flow":366026300000.0,"peg_ratio":null,"price_to_book":6.1809,"revenue":1000923600000.0,"revenue_growth":0.11129114686339392,"roe":0.10773913014083746,"total_assets":3905024800000.0,"total_debt":30990000000.0,"total_equity":177495400000.0,"total_liabilities":3727529400000.0,"trailing_pe":59.7371},"qa_flags":[],"reasons":["A current, source-backed thesis and valuation review is required."],"retrieved_at":"2026-09-10T14:01:37.741515+00:00","scope":"FULL_STATEMENTS","source_id":"EODHD","thesis":{},"valuation":{}},"horizon":"LONG_TERM","opportunities":[],"reasons":["A current, source-backed thesis and valuation review is required."],"status":"RESEARCH_ONLY","summary":"A financial screen alone does not establish an investment recommendation."},{"fundamental_review":{},"horizon":"POSITIONAL","opportunities":[],"reasons":["No candidate at another positional horizon in the coherent source run."],"status":"NO_EDGE","summary":"No candidate at another positional horizon in the coherent source run."}],"issues":[],"limitations":["Conditional research decisions are not orders or personalized position sizes.","Scenario payoffs are assumptions, not probabilities or expected returns.","A stop price does not guarantee a maximum loss through a gap or illiquidity."],"listing_id":"NSE:HDFCLIFE","market":"NSE","policy_version":"stock-decisions-v1","portfolio_status":"NOT_ASSESSED","sources":[{"available_at":"2026-10-02T00:55:48.959050+00:00","sha256":"a7de4d64fedac164d48cdfb9b4081a4666d7f797f7d9c58da304b329b3a61d3c","source_id":"market-brief"},{"available_at":"2026-10-02T01:37:53.224812+00:00","sha256":"b1069587129bfc64a703cdf8322d0294692585b7d67f5472593e4164bbb0c3bc","source_id":"validation-registry"},{"available_at":"2026-09-10T14:01:37.741515+00:00","sha256":"6658cb6c97f190849f29c95975fe72e95b81434bd956fcf1161e68fd2fbc138d","source_id":"financial-statements"},{"available_at":"2026-10-02T01:37:53.224812+00:00","sha256":"424e6b2f23372db5a340956bc4b01234dd515ad65434df810a7f96ffcf16bd2b","source_id":"daily-price"}],"symbol":"HDFCLIFE"}